identity verification

Know who you're dealing with before you rely on their signature.

ID document checks and biometric liveness, built into the same flow the signer is already in — no separate app or portal.

Talk to us See all products

how it works

Four steps, one API.

Capture the ID document

The signer photographs the front (and back) of a South African ID or passport.

Face match & liveness

A live selfie is matched against the document photo, catching photos-of-photos and spoofed images.

Data cross-check

Extracted name, ID number and document details are validated for consistency and authenticity.

Verified profile returned

A pass/fail decision and the full record come back, ready to attach to the contract.

POST /api/v1/kyc/verify

98% match

try it

It's just an API.

Real requests, real responses.

$ curl -X POST https://api.apfin.co.za/v1/envelopes \
  -H "Authorization: Bearer sk_live_..." \
  -F document=@loan-agreement.pdf \
  -F signer[name]="T. Nkosi" \
  -F signer[email]="t.nkosi@example.co.za"
Response
{
  "id": "env_21533f46",
  "status": "sent",
  "signUrl": "https://apfin.co.za/sign/8ad2f1"
}

$ curl -X POST https://api.apfin.co.za/v1/kyc/verify \
  -H "Authorization: Bearer sk_live_..." \
  -F document=@id_front.jpg \
  -F selfie=@selfie.jpg
Response
{
  "id": "kyc_7f1a90",
  "status": "verified",
  "matchScore": 0.98,
  "documentType": "za_id"
}

$ curl -X POST https://api.apfin.co.za/v1/aml/screen \
  -H "Authorization: Bearer sk_live_..." \
  -d name="T. Nkosi" \
  -d idNumber="8501015800083"
Response
{
  "id": "scr_c92e01",
  "status": "clear",
  "matches": []
}

legal basis

KYC screening is built around FICA's risk-based approach to customer due diligence, with identity documents handled in line with POPIA. Every check returns a full verification record for your compliance file.